Loan Balance Transfer - Rupee Funding

Loan Balance
Transfer

When existing Bank is unwilling to reduce the rate of interest to match the current market rates, you can choose to transfer the entire balance to another Bank.

Possible for all kinds of existing loans – Home Loan, Loan against Property, Personal Loans and others.

Optimum Interest Rate

Enhanced Limit

Add on Benefits

Best interest rates are offered, so you can get maximum benefits. It will compare different sources to find you the lowest rates.

Our objective is to make certain that there is an increase in value, quality, desirability, or attractiveness according to client requirements

Add on benefits are the icing on the cake. They come in the form of extra services, special deals, and it is hassle-free.

Original amount	Rs 1.00 crore	Rs 1.00 crore
Time lapsed	5 years	5 years
EMIs paid	60	60
Loan Amount outstanding	Rs 88,70,705	Rs 88,70,705
Rate of Interest	9.00% p.a.(Old Rate)	7.00% p.a.(Current Market Rate)
Loan Amount	Rs 88,70,705	Rs 88,70,705
Tenor – Residual Balancer	15 years(180 instalments)	15 years(180 instalments)
Monthly EMI (Principal + Interest)	Rs 89,973	Rs 79,732

Monthly savings in EMI upon loan transfer – Rs 10,240.
Total savings in the residual tenor of loan – Rs 18,43,235 on a loan balance of Rs 88,70,705.

We understand the amount of saving generated by a small reduction in interest rate, and the value of such saving to our customers.

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